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WORTHY BUYERS PROGRAM TERMS

Last updated: July 14, 2026

Welcome to the Worthy Buyers Program (the “Program”), operated by Worthy, Inc. (“Worthy”, “we”, “our”, or “us”).

Worthy operates an online marketplace that enables sellers of pre-owned valuables to receive offers from approved buyers through a closed-bid auction process. These Buyers Program Terms and Conditions (“Buyer Terms”) govern your participation in the Program as a registered buyer (“Buyer”, “you”, or “your”).

By applying to or participating in the Program, you agree to be bound by these Buyer Terms, as well as Worthy’s general Terms and Conditions and any additional policies or agreements applicable to the services (collectively, the “Terms”).

We may update or modify these Buyer Terms from time to time at our discretion. Any changes will apply prospectively and will not affect transactions already completed or committed to prior to such changes.

1. BECOMING A BUYER

  1. 1.1 Application and Approval. To participate in the Program, you must complete and submit a Buyer application. By submitting an application, you authorize Worthy to conduct verification and background checks, which may include credit checks, business references, and inquiries with the Better Business Bureau or similar organizations. Approval into the Program is subject to Worthy’s sole discretion.
  2. 1.2 Buyer Categories. During registration, you may select the categories of valuables for which you wish to receive auction notifications.
  3. 1.3 Buyer Account. Once approved, you may participate in auctions through the Program in accordance with these Terms.

2. AUCTION AND BIDDING PROCESS

  1. 2.1 Initial Valuation Stage. Following submission of a seller request, Worthy may conduct an initial valuation stage based on information, descriptions, and photographs provided by the seller. Any preliminary estimates or indicative bids submitted during this stage are non-binding.
  2. 2.2 Auction Notice. After Worthy receives and evaluates the item, Worthy may initiate a binding auction process by issuing a bidding notice (the “Bidding Notice”) to eligible Buyers.

    The Bidding Notice may include:

    • A description or grading report relating to the item;
    • Photographs of the item;
    • The applicable bidding period (the “Bid Period”);
    • Additional relevant transaction information.

    Auction notices are sent only to Buyers who elected to receive notifications relating to the applicable category.

    Worthy may shorten, extend, suspend, or cancel any auction or Bid Period at its discretion.

  3. 2.3 Submission of Bids. To participate in an auction, Buyers must submit their bids before expiration of the Bid Period. Bids submitted after the Bid Period may be disregarded unless expressly accepted by Worthy. Buyers may increase their bids during the Bid Period; however, submitted bids may not be withdrawn or reduced.
  4. 2.4 Binding Nature of Bids. All submitted bids constitute binding offers. By submitting a bid, you agree that if your bid is selected as the winning bid, you are obligated to complete the purchase and pay the applicable bid amount in accordance with these Terms.

    You acknowledge that Worthy may rely on submitted bids when facilitating transactions with sellers, including making payments to sellers before receipt of funds from the winning Buyer.

    You agree to indemnify and hold Worthy harmless from claims, damages, losses, liabilities, or expenses arising from your failure to honor a winning bid.

  5. 2.5 Selection of Winning Bid. At the conclusion of the auction, Worthy will review all qualifying bids received during the Bid Period and determine the winning bid based on criteria established by Worthy in its discretion, and in accordance with the reserve price established by the seller - the minimum amount the seller is willing to accept.

    The above notwithstanding, Worthy reserves the right to reject or disqualify any bid and may decide not to select a winning bid for any auction. In all cases, any transaction remains subject to the seller's approval.

  6. 2.6 Payment and Shipment. If your bid is selected and accepted by the seller, you will be notified accordingly and required to remit payment within three (3) business days.

    US-based Buyers are required to keep a valid credit card on file at all times. If payment is not received within seven (7) days of notification, the outstanding amount will be automatically charged to the credit card on file, plus a processing fee of 2.9%, which might be updated from time to time. Worthy reserves the right to apply additional fees at its sole discretion for late or failed payments.

    Following receipt of payment, the purchased item will be shipped to the winning Buyer at the Buyer’s expense.

  7. 2.7 Objectively Different Items. If an item received by the winning Buyer is materially and objectively different from the description provided by Worthy, the Buyer may reject the transaction by notifying Worthy within twenty-four (24) hours of delivery.

    To exercise this right, the Buyer must return the item fully insured and in accordance with Worthy’s return instructions.

    For purposes of these Terms, an item will be considered “Objectively Different” only where both:

    a) The difference between the item's actual characteristics and the description has a material impact on the item’s value.

    b) Factual, non-subjective characteristics materially differ from the description, including, for example:

    Rings:

    • Carat weight;
    • Number of stones;
    • Metal type or purity
    • Brand Authentication
    • Gemstone or diamond identification, quality or treatment

    Watches:

    • Non-original parts
    • Authenticity of the movement
    • Brand Authentication
    • Gemstone or diamond identification, quality or treatment

    Jewelry:

    • Brand Authentication
    • Metal type or purity
    • Gemstone or diamond identification, quality or treatment
    • Carat weight

    Subjective disagreements regarding quality, appearance, or desirability will not constitute an Objectively Different item. In the event of any dispute regarding whether an item qualifies as Objectively Different, Worthy’s determination shall be final and binding.

  8. 2.8 Fees and Insurance. Shipping insurance will generally be based on the applicable winning bid amount.

    Worthy may deduct applicable fees and commissions in accordance with rates published on the Site or otherwise communicated to Buyers.

3. REGULATORY COMPLIANCE AND TRANSACTION RISKS

Buyers acknowledge that transactions facilitated through the Program may be subject to applicable federal, state, and local laws and regulations, and law enforcement review requirements.

Accordingly:

  • Certain items may be delayed before release;
  • Certain items may become unavailable for sale;
  • Items may be returned to sellers or transferred to law enforcement authorities where legally required.

Worthy shall not be liable for delays, cancellations, or inability to complete a transaction resulting from applicable legal or regulatory requirements.

4. MARKETPLACE ROLE AND OWNERSHIP DISCLAIMER

Worthy acts as a marketplace facilitator connecting sellers and Buyers, and works to ensure that transactions are conducted fairly and transparently. While Worthy takes operational steps to support the integrity of each transaction, Buyers should be aware that Worthy does not independently hold title to items listed for sale, and cannot independently verify or guarantee ownership status or the absence of liens or encumbrances relating to any item.

Any dispute regarding title or ownership should be raised promptly and will be handled in coordination with the relevant parties.

To the extent permitted by applicable law, Buyers agree that Worthy’s liability in connection with title defects or ownership disputes is limited as set forth in these Terms.

To the fullest extent permitted by law, Buyers release Worthy from claims arising out of title defects or ownership disputes relating to purchased items.

5. SUSPENSION AND TERMINATION

Worthy reserves the right to suspend, restrict, or terminate a Buyer’s participation in the Program at any time and for any reason, including but not limited to suspected misconduct, abuse of the platform, price manipulation, or breach of these Terms.

Buyers may terminate participation in the Program at any time by notifying Worthy at [email protected].

Termination will not affect obligations arising from bids or transactions submitted prior to termination.

Worthy may discontinue or modify the Program at any time.

6. BUYER OBLIGATIONS

As a Buyer, you agree that you will:

  • Provide accurate and current account information;
  • Maintain the confidentiality of your login credentials;
  • Use the Program in compliance with applicable law;
  • Refrain from unauthorized use of Worthy’s name, trademarks, branding, or domain names;
  • Maintain the confidentiality of seller information and non-public transaction information obtained through the Program.

You are solely responsible for activity conducted through your account.

7. MARKETING AND PROMOTIONAL USE

You grant Worthy a worldwide, perpetual, irrevocable, royalty-free license to use your business name, logo, images, and related promotional materials for Worthy’s marketing and promotional purposes.

8. RESTRICTION ON MISUSE OF CONFIDENTIAL INFORMATION

Buyer agrees not to misuse confidential information obtained through the Program to directly compete with Worthy’s marketplace operations.

Nothing in this section prohibits passive ownership of publicly traded securities representing less than five percent (5%) of an entity’s outstanding shares.

9. CONFIDENTIALITY

Any non-public information relating to sellers, transactions, pricing, or Worthy’s marketplace operations disclosed to Buyers in connection with the Program shall be treated as confidential and may only be used for purposes directly related to participation in the Program.

10. DISCLAIMER OF WARRANTIES

THE PROGRAM AND ALL RELATED SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WORTHY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND TITLE.

11. LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WORTHY SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR LOST PROFITS DAMAGES ARISING OUT OF OR RELATING TO THE PROGRAM OR THESE TERMS. WITHOUT DEROGATING FROM THE ABOVE, THE LIABILITY SHALL BE CAPPED PER TRANSACTION TO THE AMOUNT PAID BY BUYER.

12. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless Worthy and its affiliates, officers, directors, employees, and agents from and against claims, liabilities, damages, losses, and expenses arising out of:

  • Your participation in the Program;
  • Your breach of these Terms;
  • Your violation of applicable law or third-party rights.

13. THIRD-PARTY PLATFORMS

From time to time, Buyers may be invited to participate in auctions conducted through third-party platforms, including Hampton Auction.

Participation in such platforms may be subject to separate third-party terms and conditions.

14. GENERAL PROVISIONS

These Terms constitute the entire agreement between you and Worthy relating to the Program and supersede prior discussions or agreements relating to the same subject matter.

If any provision of these Terms is determined to be unenforceable, the remaining provisions shall remain in full force and effect.

Worthy’s failure to enforce any provision shall not constitute a waiver of that provision.

These Terms shall be governed by the laws of the State of New York, without regard to conflict of law principles.

Any dispute arising from or relating to these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in New York, New York.

Nothing in these Terms limits either party’s right to seek injunctive or equitable relief where appropriate.